{"id":9612,"date":"2026-04-10T11:00:00","date_gmt":"2026-04-10T11:00:00","guid":{"rendered":"https:\/\/www.fpsn.org\/?p=9612"},"modified":"2026-08-14T11:59:45","modified_gmt":"2026-08-14T11:59:45","slug":"lam-vay-vnd-the-nao-de-xac-dinh-tien-do-lap-dat-khi-mua-banh-xe","status":"publish","type":"post","link":"https:\/\/www.fpsn.org\/index.php\/2026\/04\/10\/lam-vay-vnd-the-nao-de-xac-dinh-tien-do-lap-dat-khi-mua-banh-xe\/","title":{"rendered":"L\u00e0m vay vnd th\u1ebf n\u00e0o \u0111\u1ec3 x\u00e1c \u0111\u1ecbnh ti\u1ebfn \u0111\u1ed9 l\u1eafp \u0111\u1eb7t khi mua b\u00e1nh xe?"},"content":{"rendered":"<div id=\"toc\" style=\"background: #f9f9f9; border: 1px solid #aaa; display: table; margin-bottom: 1em; padding: 1em; width: 350px;\">\n<p class=\"toctitle\" style=\"font-weight: bold; text-align: center;\">B\u00e0i \u0111\u0103ng<\/p>\n<ul class=\"toc_list\">\n<li><a href=\"#toc-0\">Ph\u00ed<\/a><\/li>\n<li><a href=\"#toc-1\">Y\u00eau c\u1ea7u l\u01b0u h\u00e0nh<\/a><\/li>\n<li><a href=\"#toc-2\">Ti\u1ec1n \u0111\u1eb7t c\u1ecdc<\/a><\/li>\n<\/ul>\n<\/div>\n<p>Khi ch\u1ecdn mua xe, b\u1ea1n c\u1ea7n th\u1ea5y \u0111\u01b0\u1ee3c s\u1ef1 th\u00fac \u0111\u1ea9y t\u1eeb m\u1ed9t b\u01b0\u1edbc ti\u1ebfn m\u1edbi c\u1ee7a ng\u00e2n h\u00e0ng. M\u00e1y t\u00ednh c\u1ea7m tay t\u1ef1 \u0111\u1ed9ng c\u00f3 th\u1ec3 gi\u00fap t\u00ednh to\u00e1n c\u00e1c kho\u1ea3n tr\u1ea3 g\u00f3p d\u1ef1a tr\u00ean th\u00f4ng tin quan tr\u1ecdng v\u1ec1 b\u01b0\u1edbc ti\u1ebfn n\u00e0y, c\u00f9ng v\u1edbi th\u1eddi \u0111i\u1ec3m b\u1eaft \u0111\u1ea7u v\u00e0 th\u1eddi gian bi\u1ec3u th\u1ecb kho\u1ea3n tr\u1ea3 g\u00f3p.<\/p>\n<p>B\u1ea1n c\u00f3 th\u1ec3 c\u00e2n nh\u1eafc gi\u1eefa l\u00fd do v\u1ec1 gi\u00e1 c\u1ea3 \u0111\u00e3 th\u1ecfa thu\u1eadn, quy t\u1eafc trao \u0111\u1ed5i v\u00e0 kho\u1ea3n tr\u1ea3 tr\u01b0\u1edbc khi l\u1ef1a ch\u1ecdn b\u1ea5t k\u1ef3 ph\u01b0\u01a1ng \u00e1n vay n\u00e0o. <!--more--> H\u00e3y s\u1eed d\u1ee5ng c\u00f4ng c\u1ee5 t\u00ednh to\u00e1n kho\u1ea3n vay mua \u00f4 t\u00f4 t\u1ef1 \u0111\u1ed9ng c\u1ee7a NerdWallet \u0111\u1ec3 so s\u00e1nh c\u00e1c kho\u1ea3n vay v\u00e0 t\u00ecm ra ph\u01b0\u01a1ng \u00e1n ph\u00f9 h\u1ee3p v\u1edbi ng\u01b0\u1eddi cho vay.<\/p>\n<h2 id=\"toc-0\">Ph\u00ed<\/h2>\n<p>Khi mua \u00f4 t\u00f4 ho\u1eb7c xe t\u1ea3i, chi ph\u00ed c\u00f3 th\u1ec3 l\u00e0 y\u1ebfu t\u1ed1 quy\u1ebft \u0111\u1ecbnh th\u00e0nh b\u1ea1i \u0111\u1ed1i v\u1edbi ng\u01b0\u1eddi cho vay. S\u1eed d\u1ee5ng c\u00f4ng c\u1ee5 t\u00ednh to\u00e1n kho\u1ea3n vay mua xe, b\u1ea1n c\u00f3 th\u1ec3 \u0111\u00e1nh gi\u00e1 t\u00e1c \u0111\u1ed9ng c\u1ee7a c\u00e1c chi ph\u00ed kh\u00e1c nhau v\u00e0 b\u1eaft \u0111\u1ea7u t\u00ednh to\u00e1n th\u1eddi h\u1ea1n. C\u00f4ng c\u1ee5 t\u00ednh to\u00e1n kho\u1ea3n vay c\u00f3 th\u1ec3 gi\u00fap b\u1ea1n l\u1ef1a ch\u1ecdn th\u1eddi \u0111i\u1ec3m n\u00e2ng c\u1ea5p ph\u00f9 h\u1ee3p nh\u1ea5t v\u1edbi ng\u00e2n s\u00e1ch c\u1ee7a m\u00ecnh \u0111\u1ec3 \u0111\u01b0a ra nh\u1eefng quy\u1ebft \u0111\u1ecbnh t\u1ed1t nh\u1ea5t khi mua xe.<\/p>\n<p>T\u1ed5ng chi ph\u00ed cho m\u1ed9t chi\u1ebfc xe t\u1ef1 \u0111\u1ed9ng n\u00e2ng c\u1ea5p m\u1edbi ph\u1ee5 thu\u1ed9c v\u00e0o r\u1ea5t nhi\u1ec1u y\u1ebfu t\u1ed1, bao g\u1ed3m gi\u00e1 c\u1ea3, ti\u1ec1n \u0111\u1eb7t c\u1ecdc v\u00e0 ph\u00ed kh\u1edfi \u0111i\u1ec3m &#8211; c\u0169ng nh\u01b0 t\u1ea7m quan tr\u1ecdng c\u1ee7a chi\u1ebfc xe v\u00e0 m\u1ee9c gi\u00e1 m\u00e0 b\u1ea1n \u0111\u00e1p \u1ee9ng \u0111\u01b0\u1ee3c. Th\u1eddi h\u1ea1n vay c\u0169ng c\u00f3 th\u1ec3 \u1ea3nh h\u01b0\u1edfng \u0111\u1ebfn gi\u00e1 xe &#8211; s\u1ed1 d\u01b0 t\u00e0i kho\u1ea3n l\u1edbn th\u01b0\u1eddng gi\u1ea3m kho\u1ea3n tr\u1ea3 g\u00f3p v\u00e0 c\u00f3 th\u1ec3 d\u1eabn \u0111\u1ebfn t\u1ed5ng s\u1ed1 ti\u1ec1n ph\u1ea3i tr\u1ea3 cao h\u01a1n.<\/p>\n<p>Vi\u1ec7c t\u00ednh to\u00e1n l\u00e3i su\u1ea5t cao nh\u01b0 m\u1ed9t bi\u1ec7n ph\u00e1p ki\u1ec3m so\u00e1t ti\u1ebfn tri\u1ec3n mang l\u1ea1i c\u1ea3 l\u1ee3i \u00edch \u0111\u1ed9c \u0111\u00e1o l\u1eabn nhu c\u1ea7u \u0111\u00e3 \u0111\u01b0\u1ee3c \u0111\u00e1p \u1ee9ng. \u0110i\u1ec1u ch\u00ednh y\u1ebfu bao g\u1ed3m kho\u1ea3n vay ban \u0111\u1ea7u, m\u1eb7c d\u00f9 l\u00e3i su\u1ea5t \u0111\u01b0\u1ee3c t\u00ednh to\u00e1n nh\u01b0 m\u1ed9t ph\u1ea7n c\u1ee7a t\u1ed5ng s\u1ed1 ti\u1ec1n vay. M\u1ed7i th\u00e1ng, m\u1ed9t ph\u1ea7n c\u1ee7a kho\u1ea3n t\u0103ng l\u00e3i su\u1ea5t \u0111\u1ecbnh k\u1ef3 s\u1ebd \u0111\u01b0\u1ee3c d\u00f9ng \u0111\u1ec3 tr\u1ea3 n\u1ee3 g\u1ed1c v\u00e0 ph\u1ea7n c\u00f2n l\u1ea1i s\u1ebd \u0111\u01b0\u1ee3c d\u00f9ng \u0111\u1ec3 tr\u1ea3 l\u00e3i su\u1ea5t ph\u00e1t sinh. Ph\u01b0\u01a1ng ph\u00e1p n\u00e0y \u0111\u01b0\u1ee3c g\u1ecdi l\u00e0 kh\u1ea5u hao.<\/p>\n<p>M\u00e1y t\u00ednh n\u00e0y <a href=\"https:\/\/vaytiiennhanh.com\/nguoi-cho-vay\/vayvnd\/\">vay vnd<\/a> ch\u1ec9 \u0111\u01b0\u1ee3c thi\u1ebft k\u1ebf \u0111\u1ec3 s\u1eed d\u1ee5ng trong h\u1ecdc t\u1eadp v\u00e0 kh\u00f4ng nh\u1eb1m m\u1ee5c \u0111\u00edch h\u1ed7 tr\u1ee3 t\u00e0i ch\u00ednh th\u01b0\u01a1ng m\u1ea1i. Vi\u1ec7c t\u00ednh to\u00e1n ch\u00ednh x\u00e1c kho\u1ea3n tr\u1ea3 tr\u01b0\u1edbc v\u00e0 kho\u1ea3n tr\u1ea3 g\u00f3p ban \u0111\u1ea7u c\u00f3 th\u1ec3 kh\u00e1c nhau t\u00f9y thu\u1ed9c v\u00e0o tr\u00ecnh \u0111\u1ed9 kinh t\u1ebf, ti\u1ec1n b\u1ea1c, c\u00e1c kho\u1ea3n l\u1ed7 kh\u00e1c, t\u00ecnh tr\u1ea1ng nh\u00e0 \u1edf v\u00e0 c\u00e1c y\u1ebfu t\u1ed1 kh\u00e1c. \u0110\u1ec3 bi\u1ebft th\u00eam th\u00f4ng tin, vui l\u00f2ng li\u00ean h\u1ec7 v\u1edbi c\u1ed1 v\u1ea5n Quan h\u1ec7 T\u00e0i ch\u00ednh c\u1ee7a People.<\/p>\n<h2 id=\"toc-1\">Y\u00eau c\u1ea7u l\u01b0u h\u00e0nh<\/h2>\n<p>B\u1ea5t k\u1ef3 h\u00ecnh th\u1ee9c t\u00edn d\u1ee5ng n\u00e0o c\u0169ng c\u00f3 th\u1ec3 l\u00e0 h\u00ecnh th\u1ee9c tr\u1ea3 g\u00f3p m\u00e0 b\u1ea1n s\u1eed d\u1ee5ng \u0111\u1ec3 \u0111\u1ea7u t\u01b0 v\u00e0o m\u1ed9t chi\u1ebfc xe, ho\u1eb7c c\u00e1c kho\u1ea3n vay kh\u00e1c. C\u00e1 nh\u00e2n s\u1ebd tr\u1ea3 l\u1ea1i kho\u1ea3n vay d\u1ef1a tr\u00ean s\u1ed1 d\u01b0, th\u01b0\u1eddng \u0111\u01b0\u1ee3c ghi c\u00f3 v\u00e0o t\u00e0i kho\u1ea3n v\u1edbi m\u1ed9t kho\u1ea3n ti\u1ec1n \u0111\u1eb7t c\u1ecdc ban \u0111\u1ea7u. C\u00e1c lo\u1ea1i t\u00edn d\u1ee5ng c\u00f3 m\u1ee9c y\u00eau c\u1ea7u kh\u00e1c nhau. V\u00ed d\u1ee5, c\u00e1c kho\u1ea3n vay t\u00e0i ch\u00ednh y\u00eau c\u1ea7u tr\u1ea3 tr\u01b0\u1edbc m\u1ed9t kho\u1ea3n ti\u1ec1n g\u1ed1c v\u00e0 kho\u1ea3n vay ban \u0111\u1ea7u. C\u00e1c nh\u00e0 m\u00f4i gi\u1edbi t\u00edn d\u1ee5ng kh\u00e1c, nh\u01b0 t\u00edn d\u1ee5ng t\u1ef1 \u0111\u1ed9ng, bao g\u1ed3m kho\u1ea3n tr\u1ea3 tr\u01b0\u1edbc v\u00e0 kho\u1ea3n vay ban \u0111\u1ea7u trong t\u00ednh to\u00e1n t\u1ed5ng chi ph\u00ed.<\/p>\n<p>B\u1ea1n c\u1ea7n s\u1eed d\u1ee5ng m\u00e1y t\u00ednh t\u00e0i ch\u00ednh n\u1ebfu mu\u1ed1n \u0111\u00e1nh gi\u00e1 c\u00e1c \u0111i\u1ec1u kho\u1ea3n tr\u1ea3 tr\u01b0\u1edbc v\u00e0 bi\u1ebft m\u00ecnh c\u00f3 th\u1ec3 mua lo\u1ea1i l\u1ed1p n\u00e0o. M\u1ed9t trong nh\u1eefng c\u00f4ng c\u1ee5 c\u1ee7a ch\u00fang t\u00f4i gi\u00fap b\u1ea1n xem x\u00e9t chi ph\u00ed c\u1ee7a \u0111\u1ed9ng c\u01a1 \u0111\u00e3 qua s\u1eed d\u1ee5ng ho\u1eb7c m\u1edbi, c\u0169ng nh\u01b0 gi\u00e1 b\u00e1n l\u1ebb \u0111\u1ec1 xu\u1ea5t (MSRP) c\u1ee7a \u0111\u1ed9ng c\u01a1 ho\u1eb7c gi\u00e1 m\u00e0 b\u1ea1n \u0111\u00e3 th\u1ecfa thu\u1eadn v\u1edbi nh\u00e0 cung c\u1ea5p. B\u1ea1n c\u0169ng c\u00f3 th\u1ec3 l\u1ef1a ch\u1ecdn xem c\u00f3 mu\u1ed1n tr\u1ea3 th\u00eam thu\u1ebf v\u00e0 chi ph\u00ed cho vi\u1ec7c n\u00e2ng c\u1ea5p hay kh\u00f4ng, ho\u1eb7c li\u1ec7u b\u1ea1n c\u00f3 \u0111\u01b0\u1ee3c gi\u1ea3m gi\u00e1 ti\u1ec1n m\u1eb7t ho\u1eb7c tr\u1ea3 tr\u01b0\u1edbc khi \u0111\u1eb7t mua xe hay kh\u00f4ng.<\/p>\n<p>Vi\u1ec7c t\u00ednh to\u00e1n kho\u1ea3n vay th\u1ebf ch\u1ea5p tr\u01b0\u1edbc khi \u0111\u1ebfn c\u1eeda h\u00e0ng l\u00e0 r\u1ea5t c\u1ea7n thi\u1ebft, v\u00ec b\u1ea1n mu\u1ed1n \u0111\u1ea3m b\u1ea3o m\u00ecnh c\u00f3 th\u1ec3 d\u1ec5 d\u00e0ng thanh to\u00e1n m\u00e0 kh\u00f4ng chi ti\u00eau qu\u00e1 m\u1ee9c. B\u1ea1n c\u1ea7n nh\u1edb \u0111\u1ebfn c\u00e1c kho\u1ea3n chi kh\u00e1c, ch\u1eb3ng h\u1ea1n nh\u01b0 thu\u1ebf hi\u1ec7n t\u1ea1i, c\u00f9ng v\u1edbi ti\u1ec1n m\u1eb7t v\u00e0 c\u00e1c ngh\u0129a v\u1ee5 t\u00e0i ch\u00ednh kh\u00e1c. N\u1ebfu b\u1ea1n kh\u00f4ng th\u1ec3 thanh to\u00e1n kho\u1ea3n vay th\u1ebf ch\u1ea5p, \u0111i\u1ec1u \u0111\u00f3 s\u1ebd \u1ea3nh h\u01b0\u1edfng \u0111\u1ebfn \u0111i\u1ec3m t\u00edn d\u1ee5ng v\u00e0 c\u00f3 th\u1ec3 khi\u1ebfn ng\u00e2n h\u00e0ng thu h\u1ed3i xe.<\/p>\n<h2 id=\"toc-2\">Ti\u1ec1n \u0111\u1eb7t c\u1ecdc<\/h2>\n<p>Chi ph\u00ed bao g\u1ed3m gi\u00e1 th\u00e0nh c\u1ee7a \u0111\u1ed9ng c\u01a1. N\u1ebfu b\u1ea1n \u0111ang c\u00e2n nh\u1eafc vi\u1ec7c cung c\u1ea5p kho\u1ea3n \u0111\u1eb7t c\u1ecdc ho\u1eb7c \u0111\u1ea7u t\u01b0 v\u00e0o m\u1ed9t chi\u1ebfc xe, \u0111i\u1ec1u c\u1ea7n thi\u1ebft l\u00e0 ph\u1ea3i t\u00ecm hi\u1ec3u t\u00e1c \u0111\u1ed9ng c\u1ee7a n\u00f3 \u0111\u1ebfn ti\u1ebfn \u0111\u1ed9 v\u00e0 t\u1ed5ng s\u1ed1 ti\u1ec1n c\u1ea7n tr\u1ea3 ban \u0111\u1ea7u. Kho\u1ea3n \u0111\u1eb7t c\u1ecdc l\u1edbn h\u01a1n c\u00f3 th\u1ec3 gi\u00fap \u0111\u01a1n gi\u1ea3n h\u00f3a b\u1ea5t k\u1ef3 \u0111i\u1ec1u kho\u1ea3n thanh to\u00e1n n\u00e0o v\u00e0 b\u1eaft \u0111\u1ea7u v\u1edbi kho\u1ea3n thanh to\u00e1n th\u1ea5p h\u01a1n, c\u0169ng nh\u01b0 th\u1eddi gian mong mu\u1ed1n \u0111\u01b0\u1ee3c tr\u1ea3 trong su\u1ed1t qu\u00e1 tr\u00ecnh v\u1eadn chuy\u1ec3n ng\u1eafn h\u01a1n. S\u1ed1 ti\u1ec1n \u0111\u1eb7t c\u1ecdc c\u0169ng b\u1ecb \u1ea3nh h\u01b0\u1edfng b\u1edfi \u0111i\u1ec3m t\u00edn d\u1ee5ng, v\u00ec v\u1eady b\u1ea1n n\u00ean c\u1ed1 g\u1eafng n\u00e2ng cao \u0111i\u1ec3m t\u00edn d\u1ee5ng c\u1ee7a m\u00ecnh tr\u01b0\u1edbc khi mua xe.<\/p>\n<p>Th\u1eddi h\u1ea1n t\u00edn d\u1ee5ng l\u00e0 kho\u1ea3ng th\u1eddi gian b\u1ea1n mu\u1ed1n ghi nh\u1eadn \u0111\u1ec3 nh\u1eadn \u0111\u01b0\u1ee3c kho\u1ea3n t\u1ea1m \u1ee9ng \u0111\u01b0\u1ee3c l\u1eadp tr\u00ecnh m\u1edbi. M\u00e1y t\u00ednh cho ph\u00e9p b\u1ea1n so s\u00e1nh c\u00e1c kho\u1ea3n t\u00edn d\u1ee5ng ti\u1ebfn \u0111\u1ed9 b\u1ed5 sung v\u00e0 b\u1eaft \u0111\u1ea7u t\u00ecm hi\u1ec3u xem ch\u00fang \u1ea3nh h\u01b0\u1edfng nh\u01b0 th\u1ebf n\u00e0o \u0111\u1ebfn t\u1ed5ng s\u1ed1 ti\u1ec1n ki\u1ec3m so\u00e1t. C\u00e1c kho\u1ea3n t\u00edn d\u1ee5ng ng\u1eafn h\u1ea1n cho ph\u00e9p thanh to\u00e1n nhanh h\u01a1n, trong khi c\u00e1c kho\u1ea3n t\u00edn d\u1ee5ng d\u00e0i h\u1ea1n c\u00f3 th\u1ec3 c\u1ed9ng d\u1ed3n n\u1ebfu b\u1ea1n mu\u1ed1n c\u1ea3i thi\u1ec7n t\u1ed5ng chi ph\u00ed mong mu\u1ed1n trong su\u1ed1t qu\u00e1 tr\u00ecnh.<\/p>\n<p>Lu\u1ed3ng t\u00edn d\u1ee5ng bao g\u1ed3m gi\u00e1 mua tr\u00ean to\u00e0n th\u1ebf gi\u1edbi \u0111\u01b0\u1ee3c hi\u1ec3n th\u1ecb trong h\u1ec7 th\u1ed1ng, kh\u00f4ng ph\u1ea3i l\u00e0 kho\u1ea3n gi\u1ea3m gi\u00e1 nh\u1ecf hay m\u00e3 ng\u00e0nh. B\u1ea1n c\u1ea7n s\u1eed d\u1ee5ng m\u00e1y t\u00ednh kho\u1ea3n vay n\u1ebfu mu\u1ed1n x\u00e1c \u0111\u1ecbnh lu\u1ed3ng \u1ee9ng tr\u01b0\u1edbc, b\u1eaft \u0111\u1ea7u v\u00e0 \u0111i\u1ec1u ch\u1ec9nh gi\u00e1 xe, tr\u1ea3 g\u00f3p, c\u1ea3i thi\u1ec7n lu\u1ed3ng v\u00e0 b\u1eaft \u0111\u1ea7u k\u1ef3 h\u1ea1n, \u0111\u1ed3ng th\u1eddi t\u00ecm hi\u1ec3u c\u00e1ch m\u1ed7i y\u1ebfu t\u1ed1 \u1ea3nh h\u01b0\u1edfng \u0111\u1ebfn ngh\u0129a v\u1ee5 v\u00e0 b\u1eaft \u0111\u1ea7u t\u1ed5ng chi ph\u00ed. S\u1eed d\u1ee5ng m\u00e1y t\u00ednh t\u1ef1 \u0111\u1ed9ng c\u00f3 th\u1ec3 gi\u00fap b\u1ea1n thi\u1ebft l\u1eadp m\u1ed9t \u0111\u1ea1i l\u00fd t\u00e0i ch\u00ednh ph\u00f9 h\u1ee3p v\u1edbi ng\u00e2n s\u00e1ch v\u00e0 nhu c\u1ea7u t\u00e0i ch\u00ednh ban \u0111\u1ea7u c\u1ee7a b\u1ea1n. N\u1ebfu b\u1ea1n quy\u1ebft \u0111\u1ecbnh r\u1eb1ng ph\u01b0\u01a1ng \u00e1n \u1ee9ng tr\u01b0\u1edbc t\u1ef1 \u0111\u1ed9ng kh\u00f4ng ph\u00f9 h\u1ee3p \u0111\u1ec3 mua xe, ch\u00fang t\u00f4i c\u00f3 c\u00e1c l\u1ef1a ch\u1ecdn kh\u00e1c nh\u01b0 thanh to\u00e1n b\u1eb1ng ti\u1ec1n m\u1eb7t ho\u1eb7c s\u1eed d\u1ee5ng d\u1ecbch v\u1ee5 tr\u1ea3 g\u00f3p \u0111\u1ec3 gi\u1ea3i quy\u1ebft v\u1ea5n \u0111\u1ec1.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>B\u00e0i \u0111\u0103ng Ph\u00ed Y\u00eau c\u1ea7u l\u01b0u h\u00e0nh Ti\u1ec1n \u0111\u1eb7t c\u1ecdc Khi ch\u1ecdn mua xe, b\u1ea1n c\u1ea7n th\u1ea5y \u0111\u01b0\u1ee3c s\u1ef1 th\u00fac \u0111\u1ea9y t\u1eeb m\u1ed9t b\u01b0\u1edbc ti\u1ebfn m\u1edbi c\u1ee7a ng\u00e2n h\u00e0ng. M\u00e1y t\u00ednh c\u1ea7m tay t\u1ef1 \u0111\u1ed9ng c\u00f3 th\u1ec3 gi\u00fap t\u00ednh to\u00e1n c\u00e1c kho\u1ea3n tr\u1ea3 g\u00f3p d\u1ef1a tr\u00ean th\u00f4ng tin quan tr\u1ecdng v\u1ec1 b\u01b0\u1edbc ti\u1ebfn n\u00e0y, c\u00f9ng [&hellip;]<\/p>\n","protected":false},"author":37,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-9612","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"_links":{"self":[{"href":"https:\/\/www.fpsn.org\/index.php\/wp-json\/wp\/v2\/posts\/9612","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.fpsn.org\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.fpsn.org\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.fpsn.org\/index.php\/wp-json\/wp\/v2\/users\/37"}],"replies":[{"embeddable":true,"href":"https:\/\/www.fpsn.org\/index.php\/wp-json\/wp\/v2\/comments?post=9612"}],"version-history":[{"count":1,"href":"https:\/\/www.fpsn.org\/index.php\/wp-json\/wp\/v2\/posts\/9612\/revisions"}],"predecessor-version":[{"id":9618,"href":"https:\/\/www.fpsn.org\/index.php\/wp-json\/wp\/v2\/posts\/9612\/revisions\/9618"}],"wp:attachment":[{"href":"https:\/\/www.fpsn.org\/index.php\/wp-json\/wp\/v2\/media?parent=9612"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.fpsn.org\/index.php\/wp-json\/wp\/v2\/categories?post=9612"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.fpsn.org\/index.php\/wp-json\/wp\/v2\/tags?post=9612"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}